Get Qualified Today
Become A Referral Partner
Get Qualified
Become a Partner

Your SOURCE for business capital

Get Money FAST

We can have you approved and money in your account in as little as 72 hours.

Funding from $20,000 to $50,000,000

3 month to 10 year loans

500 FICO score or higher

3 months in business

Get Qualified

Fast Funding Solutions

Popular Fast Funding Solutions

MCA Fast Funding

Access quick cash for immediate needs, repaid through a percentage of your daily sales revenue.

Learn more

Equipment Loans

Finance crucial business equipment and tools with manageable repayment terms tailored to your needs.

Learn more

Line of Credit

Flexible, on-demand financing for short-term needs, empowering your business to seize new opportunities.

Learn more

Business Term Loan

Flexible funding with predictable payments to grow your business and manage expenses with ease.

Learn more

Factoring

Convert unpaid invoices into cash instantly to improve cash flow and maintain smooth operations.

Learn more

SBA 7(a)

Affordable government-backed loans ideal for startups, expansions, or working capital for business success.

Learn more

SBA Express

Streamlined, government-supported loans offering faster approvals, perfect for smaller businesses requiring quick funds.

Learn more

Working Capital Loans

Maintain liquidity to cover short-term obligations and operational needs with a variety of working capital financing solutions.

Learn more

Small, Unsecured Business Loans

Small business is nimble business. That often means needing capital that is sized right for your deal without all of the red tape required by the big lenders. Access capital as you need it, unsecured, without risk to your existing assets.

Get Qualified

Business Line of Credit

Secure a revolving line of business credit. Draw on your line any time, with no added application fees, applications or approvals. Manage your cost of money with a business line of credit sized right for your operations.

Get Qualified

Merchant Cash Advance

Need cash for your business? Claim future receivables now with merchant financing, one of the most POPULAR financing solutions in the market. Get capital, grow, rinse, repeat. Apply now for same-day approvals.

Get Qualified

Additional Loan Solutions Coming Soon

Franchise Financing

Tailored funding solutions designed to support franchise purchases, operations, or expansions.

SBA 504

Low-cost, long-term loans for purchasing real estate, equipment, or modernizing facilities for businesses.

Invoice Factoring

Sell outstanding invoices to access working capital quickly, improving liquidity and operational flexibility.

Accounts Receivable

Borrow against unpaid invoices to bridge cash flow gaps and meet immediate business needs.

Bridge Loans

Short-term loans to cover immediate needs, ensuring smooth transitions between long-term financing solutions.

Asset Based Commercial Loans

Secure financing backed by business assets to handle growth, acquisitions, or cash flow challenges.

Get approved in as little as 24 hours

Apply in just a few minutes. All we need:

Z

4 months bank statements

Z

$10k in monthly revenue

Z

3 months in business

Z

One page loan application

Funds in your account in just 72 hours

Z

One page loan application

Z

Loans over $250,000 require 2 years of tax returns

Z

We do a soft credit pull

Get Qualified

Our Pillars of Success

Guiding you through our three-step process

Your Personal Agent

01

Each business owner works directly with a single agent to cultivate continuity on the financing journey.

Team Support

02

Your loan and agent are supported by a robust back-office team of underwriters who facilitate your loan through to approval.

Scalable Process

03

Our process supports loans from $20,000 to millions of dollars. No matter your level of business, tap into our robust skillset.

How We Can Help

Growth

Consolidation

Expansion

Equipment

Working Capital

Buyout

Remodel

New Location

New Territory

Staffing

Marketing

Product Development

SenText secured loans include business term loans, SBA 7a and equipment loans

About Us

Experience You Can Trust

SenText Capital has been working with businesses for over 15 years.  SenText affiliates have funded over $20 Billion to over 200,000 businesses.  We work with more than 150 different lenders with over 35 loan products.

Learn More
Contact Us

150+

Lenders in the network

20K - 50M

Money available to share

24 Hours

To Process the funding

Apply Now

Start Your Financial Journey

SenText Capital - the financial home that's right for your business.

Get Qualified